SR4-Fit: A Unified Interpretable Rule-Based Machine Learning Framework for Informative and Trustworthy Decision-Making

Shyam Sundar Murali Krishnan, Dean Frederick Hougen

In many high-stakes applications, machine learning is dominated by black-box models that require post hoc explanations to justify their predictions. These explanations are often unreliable because they do not reflect the model's actual computations, limiting accountability and trust. A natural alternative is to use models that are interpretable by design. However, existing rule-based approaches, such as RuleFit and decision trees, while transparent, often lack stability and predictive strength, reinforcing a perceived trade-off between traditional performance measures and model understandability. To address this, we propose Sparse Relaxed Regularized Regression Rule-Fit (SR4-Fit), an intrinsically interpretable algorithm for both classification and regression that produces compact and stable rule sets without sacrificing performance. Using demographic data from the U.S. Census Bureau's American Community Survey, SR4-Fit predicts U.S. House election outcomes with high accuracy and interpretability while uncovering demographic interactions missed by black-box models. We further validate SR4-Fit across fourteen benchmark datasets (six classification and eight regression), where it…