ReGRA: Residual-Gradient Adaptation for Complementary Low-Rank Fine-Tuning

Fanyao Li, Yuxi Liu, Xiaohao Liu, He Chang, Zhaoxin Wang +1

Low-rank adaptation (LoRA) enables parameter-efficient fine-tuning by learning low-rank weight updates. Increasing rank expands adaptation capacity, but does not guarantee that all learned directions improve downstream performance. In a diagnostic experiment with rank-16 LoRA, we show that retaining only the top singular components achieves the best performance, whereas adding further components degrades it. Motivated by this, we propose Residual-Gradient Adaptation (ReGRA), a two-stage method for making more effective use of a fixed rank budget. After the first stage, ReGRA estimates task gradients on a calibration set and removes their projections onto the two-sided subspace induced by the first-stage update. It then aggregates the residual-gradient directions to initialize a second-stage adapter without changing the first-stage update. An orthogonality regularizer encourages the two updates to capture complementary directions. Both updates can be merged into the pretrained weights, incurring no additional inference overhead. Across diverse benchmark sets, ReGRA achieves stronger performance than alternatives with the same total rank and even matches LoRA adapters with twice…