LoCA: Enabling Multi-Modality in Geospatial Location Encoders

Panagiotis Koromilas, Eleanna Vali, Diogenis Antonopoulos, Eleni Saka, Dimitris Christofis +5

Location encoders map geographic coordinates to high-dimensional descriptors through contrastive alignment with paired Earth Observation imagery. We prove that this construction is structurally limited: any Lipschitz location encoder produces an output of intrinsic dimension at most 2, regardless of architecture or bandwidth, which forces the contrastive loss to strictly exceed its asymptotic optimum. Empirically, joint training also collapses the encoder's embedding covariance to low rank. Although dimension-limited, current location encoders sidestep this spectral collapse by training against a frozen image encoder, which we reinterpret as a covariance regularizer that supplies a high-rank target for the location encoder to fold onto. However, extending this approach to multimodal inputs is challenging, as location encoders should simultaneously map a single location to multiple, potentially incompatible, descriptors. We identify two requirements a regularizer must satisfy for location encoding in multimodal regimes: co-alignment across modalities, since adapters alone cannot align independently pretrained encoders; and high effective rank, since the location encoder inherits…